All posts tagged helping

Insurance: Bane or Blessing?

I don’t know whether to bless it or curse it.  I bless it when I need it and it covers a medical/dental procedure.  I curse it when it doesn’t and when I pay my monthly premium.  Now, what am I getting, exactly, for this big chunk of change?  Sometimes I think I would be better off to buy disaster insurance and take my chances.  Because that’s what the insurance game is all about: taking chances.  It’s legalized gambling.  What I’m gambling on, though, is my and my family’s health.

I’m not a gambler; have no interest in Las Vegas, casino boats, and the like.  I work too hard for my money to see gambling as a form of entertainment.  I have no problem with other people gambling.  It’s just not for me.

I suppose, then, it should come as no surprise to me, that I gamble very conservatively with my health.  I assume that at some point in the year I or one of my family members will need the E.R., an ambulance, an unexpected trip to the doctor, etc.  What if it’s more serious, though?  Am I willing to have disaster insurance that will pay everything after $100,000?  Nope.  That’s too much for me to risk.  So I gripe and complain every month as I pay my ridiculous premium.

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The Value of Negative Feedback

Why is it that we all avoid negative feedback?  Is it that we crave affirmation?  Is it that we are so fragile that we cannot abide any disagreement about an idea or thought or body of work that is our own?  I understand that.  If you don’t like my idea or my work or my outfit, does that also mean that you dislike me or you dislike my judgment?  BUT…what if we turned that concept on its head?  What if we actively sought out negative feedback in order to improve?  Who does that?

Is it that we have closely associated negative feedback with negativity?  Or it is that we associate negative feedback with meanness?  Do we, like King Louis XIV and Marie Antoinette, fight to insulate ourselves from all unpleasantness?  They are a good example of what can happen if we don’t pay attention to the negative feedback around us.

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